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Mr. Clement V Ruan., B.A., FSS, Acc.Dir.

Mr. Clement V Ruan., B.A., FSS, Acc.Dir.

With a wealth of experience and qualifications spanning a 36 year period, Mr. Clement Ruan is the Managing Director of D-3 Enterprises Limited. Prior to founding D-3 Enterprises Limited, Mr. Ruan worked as an independent sales agent for Mutual of Omaha and United of Omaha for over nine (9) years, where he achieved top awards.

Mr. Ruan holds a Bachelor's degree (BA) in Social Sciences - Economics and History from the University of the Virgin Islands. He holds the international designation of Accredited Director from Chartered Secretaries Canada and the professional designations of Financial Services Specialist (FSS) and Life Underwriter Training Council Fellow (LUTCF) from The American College. Mr. Ruan has also successfully completed the Agency Management course of the Society of Certified Insurance Counselors.

Mr. Ruan serves on numerous boards and associations: Caribbean Commercial Bank (Anguilla) Limited, Caribbean Traders Limited, and Anguilla National Development Company Limited. He is a member of the National Association of Insurance & Financial Advisors, Treasurer of the Insurance Association of The Eastern Caribbean States, President of the Anguilla Insurance Association and a Past President of the Rotary Club of Anguilla (District 7020).

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There are many companies, but not all of them you can count of when you really need them. I have recently experienced a situation in my life that had it not been for me making the right decision to enroll my family in the Air Ambulance coverage offered by D-3 Enterprises Limited, I would have been a widow today. --Hulda Romney

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